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BUSINESS TOOL

SIP Calculator

Model monthly contributions with a constant assumed return and an investment schedule.

Model monthly contributions with a constant assumed return and an investment schedule. Enter the assumptions you want to test, calculate the result, and download the calculation and inputs as CSV.

Enter your assumptions

Illustration only. Monthly return = assumed annual nominal rate ÷ 12. Actual market returns fluctuate; taxes, fund expenses and inflation are excluded. Negative scenarios are supported.

Calculation method#

Each month, apply the assumed monthly return and the contribution in the selected order. No return is guaranteed.

Assumptions and limits#

Illustration only. Monthly return = assumed annual nominal rate ÷ 12. Actual market returns fluctuate; taxes, fund expenses and inflation are excluded. Negative scenarios are supported.

For independent background, see the official SEBI investor calculators. The result is a numerical illustration, not a quotation, tax filing or recommendation to buy a product. Check actual lender, product or transaction terms before making a decision.

Using the result#

Change one input at a time to understand its effect. Keep the calculation period and rate basis consistent. The downloadable CSV records your inputs so another person can review the same scenario. Changing an input clears the previous result until you calculate again.

Explore the other free business tools and calculators or contact SigmaTenders for business compliance support.